Tuesday, January 13, 2009

Forever and Ever?

Yep, it's been a long time since I posted here.  I bet it was just at the start of my Christmas rush.....and that seems like a long time and a lot of piggy banks ago.  So a belated Merry Christmas and Happy New Year to everyone!

And with this new year comes new hoops to jump through. Last fall brought me PCI compliance. That's having your website scanned to make sure it is completely secure when taking credit card information. This is not a government thing....this was put out there by the credit card companies to combat fraud. Which is a great idea. It really is.....

So my site was moved to a new secure server and should pass all the scans and guidelines as set forth by the credit card companies. BUT the company that scans websites, keeps scanning my old IP address and not the new one. So, that is kind of in limbo there. I think I have a fine to pay if I don't pass the scans. I am in the process of switching merchant account providers, and they will have a different scanning company and so forth. I should be hope everything is okay then.

And with 2009 comes the CPSIA. And that's enough to make your head spin. I guess I will know in the next couple weeks exactly what I have to do to stay in business. The act is so vague, it is hard to figure out who needs to do what. Hopefully the legislators will hear all the voices shouting at them and they will amend and clarify this bill so we small businesses know what's going on and aren't forced out of business. It really is a hard read....and can be interpreted many different ways. I don't want to get into that though.....google CPSIA and you will find many sites and opinions on this.

What I wanted to blog about was, wow, what if I have to close my business. I never ever thought of that possibility. Unless business was so slow I had no choice. Being self employed, I thought I had the advantage over others who were being laid off. I would always have a job....until I chose not to.

This CPSIA has scared me. I really have no other skills. I did not complete college. I haven't worked for anyone else in 20 some years. I've been self employed forever and this business is a huge part of me and my life. I paint, and I paint well.  I love what I do and am blessed to be able to make money doing it.

This business is supposed to last forever. It is supposed to be here when hubby retires. Then he can either help me, or give me my space and leave me alone : ) It's my "piggy bank" so to speak, because it helps me pay quite a few bills here at home. Plus I can save some money for a vacation if I want. I don't want to be done yet.

Life without piggy banks, and me without a paint brush, just seems very, very wrong. I hope the legislators pay attention to us little people out here and correct things so we can stay in business. I plan to be painting a long, long time yet.


Anonymous said...

Lynn, wow! I NEVER even looked at it this way before. At least not the way you expressed it in terms of "job security". I look at designing glow in the dark pillowcases as my dream job and will be doing it with my husband one day. How can we let a law "fire" us???

I'm confident there will be amendments and we'll be giving ourselves a raise instead of a pink slip!

jill said...

With the shape the economy is in I can't believe they will let this harm so many small business, I'm glad I mostly deal with brides, I don't think too many of them will be under 12! But that has not stopped me from doing all I can to speak up about this, I just hope for once they listen to us!